Secure payments for housing and rental providers

Housing associations, landlords, and letting agents collect rent and service charges securely. Automated recurring payments and payment chase reduce arrears.

Industry Challenges

The payment challenges facing housing providers

Rent arrears, tenant data security, and recurring payment management demand specialist solutions.

Rent Arrears

Late and missed rent payments are the single biggest financial challenge for housing providers. Manual chasing is time-consuming and inconsistent, and arrears compound quickly.

Manual Payment Collection

Tenants call to pay rent by card, and staff take card details over the phone. This exposes your organisation to PCI compliance risk and puts tenant data at risk.

Tenant Data Security

Housing providers hold sensitive personal and financial data for vulnerable tenants. A data breach could cause serious harm and erode trust in your organisation.

Recurring Payment Management

Setting up and maintaining recurring rent payments across hundreds or thousands of tenants is complex. Card expiry, failed payments, and tenant turnover create constant admin.

How Paytia Helps

Purpose-built for housing providers

Every feature designed to solve real payment challenges for housing associations, landlords, and letting agents.

DTMF Masking Technology

Proprietary DTMF masking means tenants key in card details during the call, but your staff hear only flat tones. Card data never enters your housing systems.

Recurring Rent Payments

Tenants set up recurring card payments during a single phone call. Tokenised storage means rent collects automatically each month without re-entering card details.

Automated Payment Chase

Send automated reminders with secure payment links to tenants in arrears. Reduce overdue rent without tying up housing officers on collection calls.

Tenant Payment Portal

Give tenants a self-service portal to make payments, view balances, and manage their payment methods — available 24/7 without needing to call.

Bank Account Capture

Securely capture bank account details for Direct Debit setup during phone calls. Offer tenants the payment method that works best for their circumstances.

Complete Audit Trail

Every payment, reminder, and tenant interaction is logged with full audit detail. Demonstrate compliance and resolve disputes with complete transaction records.

Reduced

Rent arrears

Auto

Collection

24/7

Tenant payments

Level 1

PCI DSS certified

Use Cases

How housing providers use Paytia

Rent Collection by Phone

Tenants call to pay rent and key in card details securely. Housing officers stay on the line to assist while DTMF masking handles the payment.

Arrears Recovery

Automated payment chase sends reminders and secure payment links to tenants in arrears. Reduce overdue rent without manual outbound calls from housing officers.

New Tenancy Onboarding

Collect deposits, first month rent, and set up recurring payments during a single onboarding call. Tenants are payment-ready from day one.

Benefits

Benefits for housing providers

Reduced Rent Arrears

Automated payment chase and recurring payments collect rent consistently, reducing arrears without manual intervention from housing officers.

Lower Collection Costs

Self-service portals, payment links, and automated reminders dramatically reduce the cost of chasing overdue rent.

Improved Tenant Experience

Multiple payment channels, 24/7 availability, and secure phone payments give tenants flexibility and peace of mind.

PCI Scope Elimination

DTMF masking removes card data from your housing systems entirely. No card data on your network means dramatically reduced PCI compliance scope.

Faster Onboarding

Collect deposits, first month rent, and set up recurring payments in a single call. Tenants are payment-ready from day one.

Complete Audit Trail

Every payment, reminder, and interaction is logged. Resolve disputes and demonstrate compliance with full transaction records.

Solutions

Complete housing payment solution suite

Every payment tool you need for secure, efficient rent collection and property management.

Compliance

Compliance and certifications

PCI DSS Level 1

Highest PCI certification. Audited annually by a Qualified Security Assessor.

Housing Act

Works alongside Housing Act requirements for rent collection and tenant communications.

GDPR

Full UK and EU data protection compliance for tenant payment data.

Cyber Essentials Plus

UK government-backed certification for cyber security best practices.

FAQ

Common questions from housing providers

Can tenants set up recurring rent payments by phone?

Yes. During a single phone call, tenants can securely set up monthly recurring card payments. Tokenised storage means rent collects automatically without re-entering card details.

How does automated payment chase reduce arrears?

Paytia sends scheduled reminders with secure payment links to tenants with overdue balances. Tenants pay directly from the reminder without needing to call, reducing arrears and freeing up housing officers.

Does Paytia support Direct Debit setup?

Yes. Paytia can securely capture bank account details during a phone call for Direct Debit mandates, giving tenants the payment method that suits them best.

Is Paytia compliant with the Housing Act?

Paytia works alongside Housing Act requirements for rent collection, tenant communication, and financial record keeping. Full audit trails support your regulatory obligations.

Can tenants pay without calling?

Yes. Paytia provides a self-service tenant portal for online payments 24/7, plus secure payment links that can be sent by email or SMS.

Ready to secure payments in housing?

See Paytia in action. Book a personalised demo with our team.