Bank Account Capture

Bank Account Detail Capture Services

Revolutionary bank capture: Working with our partner Acquired.com, we provide innovative automated bank details capture and outbound payment services with secure tokenisation and COP verification. Agents never see or hear bank account details.

Secure Tokenisation
COP Verification
Automated Processing

Revolutionary Bank Account Capture Technology

Secure, automated bank details collection with advanced tokenization and COP verification for maximum security and compliance.

Secure Tokenisation

Advanced encryption and tokenisation of bank account details for maximum security and PCI compliance.

COP Verification

Confirmation of Payee verification ensures account holder name validation and fraud prevention.

Automated Processing

Streamlined automated workflows for bank detail collection and outbound payment processing.

Partner Integration

Seamless integration with Acquired.com for enterprise-grade bank account capture solutions.

Innovative Bank Account Capture Services

Paytia's bank account capture services provide comprehensive solutions for automated bank detail collection and outbound payment processing. Our platform offers secure, tokenised bank account management with integrated COP (Confirmation of Payee) verification, enabling businesses to streamline their payment operations while maintaining the highest security standards.

Enterprise-Grade Security

Built with bank-level security standards and PCI DSS compliance, ensuring your customers' financial data is protected at every step of the process.

Fully Customisable Bank Capture Forms

Create branded, professional bank account capture forms with complete styling control, custom fields, and advanced configuration options.

Complete Visual Customisation

Customise every aspect of your bank capture forms including colours, fonts, borders, and branding to match your company identity perfectly.

Custom branding
Logo positioning
Typography options
Form layouts

Advanced Field Configuration

Configure custom tick boxes, terms and conditions, and advanced field options with rich text editing and validation controls.

Custom checkboxes
Rich text editor
Field validation
Form logic

Key Service Features

Comprehensive bank account capture solutions with enterprise-grade security and seamless integration capabilities.

Customisable Forms

Create tailored bank capture forms for consumer or business bank accounts with flexible field configurations and branding options.

API Integration

Embed bank capture forms directly into your business applications, allowing customers to securely add their banking details.

COP Verification

Confirmation of Payee (COP) verification is included as standard, ensuring account validation and reducing fraud risk.

Secure Storage

Bank account details are securely captured, encrypted, and stored on Paytia's platform while providing secure tokens for your system.

Automated Payments

API-controlled outbound payment processing using stored tokens, reference numbers, and amounts for seamless automation.

Webhook Retry

Customisable webhook retry mechanisms ensure reliable event delivery with failover protection for failed transactions.

How Bank Account Capture Works

1

Bank Detail Capture

Customer completes a secure bank capture form with account details. Your agent opens the Paytia portal, selects bank account capture, and sends a secure form. The customer enters their sort code and account number via phone keypad or online form.

2

COP Verification and Validation

Paytia validates the sort code against the EISCD database and runs modulus checks on the account number. Confirmation of Payee verifies the account holder name matches. Bank details are then encrypted and tokenised.

3

Outbound Payment Processing

Verified details are encrypted, tokenised, and stored securely by Paytia. Your system receives tokens you can use for Direct Debit setup, automated outbound payments, or recurring billing via API.

Delivered in Partnership with Acquired.com

Acquired.com is a leading European fintech company specialising in payment processing and banking solutions. As an innovative payment processor, they provide comprehensive financial services including merchant acquiring, banking-as-a-service, and cutting-edge payment technologies across multiple markets.

Trusted Partnership

Through our strategic partnership with Acquired.com, Paytia delivers enterprise-grade bank account capture services that combine their robust financial infrastructure with our specialised payment security expertise, creating a unique solution for automated bank detail collection and outbound payment processing.

Real-World Use Case: Rowan Energy Solar Rebates

Solar Energy Rebate Payment Automation

Challenge: Rowan Energy, a solar energy company, needed a secure automated way to send payments to customers for solar energy rebates. They were processing hundreds of rebate payments monthly and needed to eliminate manual bank detail collection and payment processing.
Solution: Using Paytia's bank account capture services, Rowan Energy implemented custom-branded bank capture forms that customers complete when applying for rebates. The captured bank details are securely tokenised and stored, enabling automated rebate payments directly to customer bank accounts.
Results: Rowan Energy reduced manual processing time by 85%, eliminated errors in bank detail collection, and improved customer satisfaction with faster, more reliable rebate payments. The automated system now processes rebate payments within 24 hours of approval.
85%
Less manual processing
Zero
Collection errors
24hr
Payment turnaround
100%
Customer satisfaction

Data Protection and Compliance — We Handle the Burden

Your Systems Never Store Sensitive Banking Data

Critical Advantage: When you use Paytia's bank account capture services, your systems never receive, process, or store sensitive banking identification data. All customer bank details are captured directly by Paytia's secure platform, encrypted with enterprise-grade security, and stored in our PCI DSS Level 1 compliant infrastructure.
What This Means for You: You receive secure tokens instead of raw banking data, eliminating your regulatory burden for storing sensitive financial information. This dramatically reduces your compliance requirements, audit scope, and data protection responsibilities.

Compliance Benefits

PCI DSS Level 1 compliance handled by Paytia
GDPR data protection requirements managed
FCA regulatory compliance maintained
Reduced audit scope and requirements

Security Features

AES-256 encryption for all banking data
Multi-factor authentication systems
Real-time fraud detection monitoring
Secure tokenisation technology

Business Benefits and Innovation

This innovative approach to bank account capture and payment processing delivers significant business benefits through automation, enhanced data protection, and comprehensive compliance management. Paytia has created a unique set of business tools that streamline bank payment capture and outbound payments from one integrated service platform.

Why This Service is Innovative

Automation Excellence

Reduces manual processes by up to 90% through automated bank detail capture and payment processing.

Data Protection

Your systems never store sensitive bank details — all data is encrypted and securely managed by Paytia.

Compliance Management

Built-in PCI DSS, GDPR, and FCA compliance reduces regulatory burden and audit requirements.

Unified Platform

Single integration provides both inbound bank capture and outbound payment processing capabilities.

Zero
Data exposure
Phone &
Online capture
COP
Verification included
Level 1
PCI compliance

Comprehensive Bank Account Capture Benefits

Experience the innovation excellence of our bank account capture services with comprehensive solutions that secure, automate, and optimise your bank detail collection processes.

Innovation Excellence

Our bank account capture services combine cutting-edge technology with secure tokenisation to deliver unmatched efficiency and security.

  • Automated banking information collection
  • Advanced COP verification built-in
  • Secure tokenisation and storage
  • API-driven customisation options

Data Protection Excellence

Enterprise-grade data protection with comprehensive encryption, secure storage, and tokenisation services that exceed industry standards.

  • End-to-end encryption protocols
  • Secure tokenisation technology
  • GDPR and PCI DSS compliance
  • Audit trail and logging

Compliance Management

Comprehensive compliance management with automated regulatory adherence, ensuring your bank account capture processes meet all required standards.

  • Automated compliance monitoring
  • Regulatory reporting features
  • Data retention management
  • Audit preparation tools

Unified Platform Benefits

Seamless integration combining bank account capture, verification, tokenisation, and automated payment processing in one comprehensive solution.

  • Single API integration point
  • Unified dashboard and reporting
  • Streamlined workflow management
  • Comprehensive support services

Technical Implementation with Acquired.com

Our bank account capture services leverage Acquired.com's advanced payment processing infrastructure, providing secure, scalable, and compliant solutions for automated bank detail collection and outbound payment processing.

Custom Forms

Customisable bank capture forms for all business types with full branding control.

COP Verification

Confirmation of Payee verification included as standard to reduce fraud.

Secure Tokenisation

Enterprise-grade security and tokenisation so raw bank data never touches your systems.

Industry Applications

Bank account capture solutions designed for specific industry needs with compliance and security built in.

E-commerce and Retail

Enhance customer experience with secure bank account capture for recurring payments, subscriptions, and high-value transactions.

  • Subscription service setup
  • Recurring payment collection
  • Large purchase transactions
  • Customer account management

Financial Services

Streamline customer onboarding and payment collection with secure bank account capture that reduces fraud risk.

  • Customer onboarding processes
  • Direct debit setup and management
  • Loan and mortgage applications
  • Investment account funding

Insurance and Healthcare

Secure and compliant bank account capture for premium collection, claims processing, and patient payment management.

  • Premium payment collection
  • Claims settlement processing
  • Patient payment management
  • Healthcare service billing

Property and Real Estate

Secure bank account capture for property transactions, rental payments, and deposit management with enhanced fraud protection.

  • Property purchase transactions
  • Rental payment collection
  • Deposit and security management
  • Property management services

Frequently Asked Questions

How does bank account capture work with Paytia?

Customers enter their bank details through secure forms, which are then encrypted and tokenized. Your systems receive secure tokens instead of raw banking data, eliminating your regulatory burden for storing sensitive financial information.

What is COP verification in bank account capture?

COP (Confirmation of Payee) verification is included as standard, ensuring account validation and reducing fraud risk by confirming the account holder's name matches the provided details.

How does Paytia ensure data protection for bank account capture?

Through AES-256 encryption, secure tokenization, PCI DSS Level 1 compliance, multi-factor authentication, and complete audit trails. Your systems never store sensitive banking data.

Can I customise bank account capture forms?

Yes. Forms can be fully customised with your branding, including logos, colours, fonts, custom fields, tick boxes, terms and conditions, and advanced field options.

How do I integrate bank account capture with my existing systems?

Bank account capture integrates with your existing systems through Paytia's API. You can embed bank capture forms directly into your business applications, and payment notifications, transaction data, and customer information can be automatically synchronised with your CRM, accounting software, or other business applications.

What happens after bank account details are captured?

After bank account details are captured, they are encrypted and tokenized. Your system receives secure tokens that can be used for automated outbound payment processing via API. The original bank details are securely stored by Paytia and never touch your systems.

Can I use captured bank accounts for recurring payments?

Yes. Once details are captured and tokenised, you can use the secure tokens to process automated recurring payments, scheduled payments, or one-time outbound payments through Paytia's API.

What types of bank accounts can be captured?

Both consumer and business bank accounts. The system works with all major UK banks and building societies through our partnership with Acquired.com.

How secure is the bank account capture process?

The bank account capture process uses bank-level security standards including AES-256 encryption, secure tokenization, PCI DSS Level 1 compliance, and multi-factor authentication. All data transmission is encrypted, and sensitive banking information never touches your systems.

What compliance requirements does bank account capture help with?

Bank account capture helps reduce your compliance burden by handling PCI DSS Level 1 compliance, GDPR data protection requirements, and FCA regulatory compliance. Since your systems never store sensitive banking data, your audit scope and compliance requirements are significantly reduced.

Ready to automate bank account capture?

Join businesses using Paytia to securely collect bank details, verify accounts with COP, and automate outbound payments.