Secure payments for utility providers

Energy, water, and telecoms providers collect payments securely by phone. Automated payment chase reduces overdue accounts without manual intervention.

Industry Challenges

The payment challenges facing utilities

High call volumes, overdue accounts, and strict regulators make utility payments uniquely demanding.

High Call Volume Billing

Millions of customers call to pay bills, query balances, and set up payment plans. Agents handling card data at this scale creates an enormous compliance surface area.

Payment Default Rates

Overdue accounts drain revenue and increase operational costs. Chasing payments manually is expensive, slow, and often ineffective at reducing arrears.

Recurring Collection Complexity

Setting up and managing recurring payments by phone is cumbersome. Failed payments, card expiry, and customer disputes create a constant administrative burden.

Regulatory Compliance

Ofgem, Ofwat, and Ofcom impose strict rules on billing practices and customer data handling. Payment processes must satisfy both industry regulators and PCI DSS requirements.

How Paytia Helps

Purpose-built for utility providers

Every feature designed to solve real payment challenges for energy, water, and telecoms providers.

DTMF Masking Technology

Proprietary DTMF masking lets customers key in card details during the call while agents hear only flat tones. Card data never enters your billing environment.

Automated Payment Chase

Send automated payment reminders and secure payment links to overdue accounts. Reduce arrears without tying up agent time on outbound collection calls.

Recurring Payment Setup

Customers set up recurring card payments securely during a single phone call. Tokenised card storage means future payments process automatically without re-entering details.

IVR Self-Service Payments

Customers pay bills 24/7 through a secure IVR system without speaking to an agent. DTMF masking protects card data even in fully automated payment flows.

Automated Reminders

Schedule payment reminder messages with embedded secure payment links. Customers pay directly from the reminder — reducing inbound call volumes and overdue balances.

Multi-Channel Collection

Collect payments by phone, IVR, payment link, or online portal. Give customers the channel they prefer while maintaining consistent PCI compliance across all of them.

Reduced

Overdue payments

24/7

Self-service payments

Auto

Payment chase

Level 1

PCI DSS certified

Use Cases

How utility providers use Paytia

Bill Payments by Phone

Customers call to pay energy, water, or telecoms bills and key in their card details securely. Agents guide the call without ever accessing card data.

Overdue Account Recovery

Automated payment chase sends reminders with secure payment links to customers in arrears. Reduce overdue balances without dedicating agents to outbound collection.

24/7 IVR Bill Pay

Customers pay their bills at any time through a secure IVR system. DTMF masking protects card data even without an agent on the line.

Benefits

Benefits for utility providers

Reduced Overdue Accounts

Automated payment chase and self-service IVR reduce overdue balances without manual intervention from your billing team.

Lower Operational Costs

Fewer inbound calls, less manual processing, and automated recurring collections significantly reduce cost-per-payment.

Improved Customer Experience

24/7 payment options, multiple channels, and secure phone payments give customers convenience and peace of mind.

PCI Scope Reduction

DTMF masking removes card data from your environment entirely. Reduce PCI scope, lower compliance costs, and eliminate audit complexity.

Scalable Infrastructure

Cloud-based platform scales automatically with no capacity limits. Handle peak billing periods without degradation or downtime.

Comprehensive Reporting

Real-time dashboard with transaction data, payment trends, collection rates, and agent performance analytics.

Solutions

Complete utility payment solution suite

Every payment tool you need for secure, efficient utility billing.

Compliance

Compliance and certifications

PCI DSS Level 1

Highest PCI certification. Audited annually by a Qualified Security Assessor.

Ofgem / Ofwat / Ofcom

Works alongside industry regulator requirements for billing and data handling.

GDPR

Full UK and EU data protection compliance for customer payment data.

Cyber Essentials Plus

UK government-backed certification for cyber security best practices.

FAQ

Common questions from utility providers

Does Paytia work alongside Ofgem and Ofwat requirements?

Yes. Paytia handles the payment security layer and works alongside your existing billing and data handling obligations under Ofgem, Ofwat, and Ofcom regulations.

How does automated payment chase work?

Paytia sends scheduled reminders with secure payment links to overdue accounts. Customers pay directly from the reminder without needing to call in, reducing arrears and inbound call volumes.

Can customers set up recurring payments by phone?

Yes. During a single phone call, customers can securely set up recurring card payments. Tokenised storage means future payments process automatically without re-entering card details.

Is the IVR payment system PCI compliant?

Yes. DTMF masking protects card data in both agent-assisted and fully automated IVR payment flows. The same Level 1 PCI DSS compliance applies across all channels.

How does Paytia handle high call volumes?

Paytia is cloud-based and scales automatically. There are no capacity limits and no performance degradation during peak billing periods.

Ready to secure payments for your utility?

See Paytia in action. Book a personalised demo with our team.