Reclaim Card Processing Fees with PAY 729 Revenue Solutions
Stop letting payment processors keep every transaction fee. Integrate Paytia's PAY 729 in-call payments to capture up to 1% per transaction, boost ARPU and drive incremental revenue on every mobile voice call with PCI DSS Level 1 compliance.
Increase Revenue
Carrier-grade integration to capture payment fees while maintaining complete PCI compliance.
How It Works
Instant Activation with PAY 729
Business users dial 729 on any touch-tone handset. Paytia's automated, multilingual voice assistant takes over to guide a secure payment.
DTMF Card Capture & Encryption
Customers enter card details via their keypad. All DTMF data is encrypted end-to-end and never touches your core network.
Card Processing Fee Reallocation
Instead of routing 1.5%-3% to payment processors, you capture a share (0.5%-1%) on each in-call payment.
Carrier-Grade SIP & API Integration
Embed custom SIP X-headers to pass transaction metadata. Encrypted SIP trunks maintain full PCI DSS Level 1 compliance. Real-time callbacks into your billing and OSS/BSS systems.
Why Mobile Carriers Need Paytia
Key Benefits for Mobile Operators
- Reclaim Margin from Card Processing: Capture up to 1% of every transaction processed in-call instead of payment processors keeping the full fee.
- Accelerate ARPU Growth: Offer a premium payment service that upsells monthly contract values and deepens customer loyalty.
- Minimal Capex & Rapid Launch: Leverage our PaaS APIs to go from proof-of-concept to live pilot in days—no new hardware or staffing required.
- High-Scale Reliability: Built for telco-grade performance: millions of concurrent secure calls, 99.99% uptime.
Revenue Opportunity: The Numbers
| Metric | Value |
|---|---|
| Average transaction value | £20 |
| Transactions per user per month | 25 |
| Typical card processing fee | 2.0% (£0.40 per £20 transaction) |
| Operator share with Paytia | 0.75% (£0.15 per transaction) |
| Monthly revenue per user | £20 × 25 × 0.0075 = £3.75 |
| Annual revenue per user | £3.75 × 12 = £45.00 |
| Annual revenue for 30,000 users | £45.00 × 30,000 = £1,350,000 |
Reclaim over £1.3 million a year from card processing fees—pure margin on your existing mobile business base.
Key Features
Multilingual & Multi-Currency
Serve international business customers in their language and currency
White-Label Branding
Customize the voice experience with your brand voice and messaging
Real-Time Analytics
Track payment success rates, average order values, and revenue attribution
PCI DSS Level 1 Compliant
Zero PCI scope touches your core voice network
Ready to Increase Revenue from Your Voice Network?
Join mobile carriers that are reclaiming transaction fees and boosting ARPU with Paytia.